Group Dental Insurance

The cost of keeping your smile healthy can easily become a financial burden. But with group dental insurance through AFSA's partnership with MetLife, you can better manage your dental expenses.

With a MetLife group plan through AFSA, you'll get:

Savings: We leverage the group buying power of all AFSA members to bring you competitive rates. 1
Freedom: You can choose the dentist you want, regardless of whether he or she is inside MetLife's network. 2
Transparency: You'll have easy access to pre-treatment estimates.
Efficiency: MetLife processes 90% of claims in just three business days. 3
Resources: MetLife provides a variety of educational tools to help you make more informed decisions.

1 Savings from enrolling in a dental benefits plan featuring the MetLife Preferred Dentist Program will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.

2 Your out of pocket costs may be greater if you visit a dentist who does not participate in the network.

3 MetLife data as of year-end 2018

Enroll Now

To learn more, call 888.834.9024 or click the button below.

Plan Details

AFSA offers two dental insurance plans. You can choose between the Scheduled Dental Plan and the PPO Dental Plan depending on your needs and budget.

Scheduled Dental Plan

The Scheduled Dental Plan provides a fixed price list for dental procedures, which can be found in the AFSA Group Dental Insurance brochure. The plan pays a flat dollar amount per covered dental procedure, as outlined in the policy. You can visit any provider, and MetLife will pay the lesser of the provider's actual charge or the amount listed on the price list.

Highlights

Annual maximums: You and your covered dependents are entitled to receive up to $1,000 each in dental benefits in any calendar year after the cash deductible is satisfied.
Deductibles: For the individual plan, an annual deductible of $50 must be met before benefits can begin. For the family plan, an annual deductible of $150 aggregate must be met before benefits can begin.
Reimbursement: You will be reimbursed according to the fixed price list for covered dental procedures, which can be found in the AFSA Group Dental Insurance brochure.
Coverage for your family: Spouse and dependent coverage is available. Dependents can be covered up to age 26.
Coverage for orthodontic services: Members can receive coverage for orthodontic services for children under age 19.

PPO Dental Plan

The PPO Dental Plan takes advantage of MetLife's extensive dental network. When you choose an in-network dentist, you are only responsible for any applicable coinsurance and deductible.

Highlights

Annual maximums: You and your covered dependents are entitled to receive up to $1,500 each in dental benefits in any calendar year after the cash deductible is satisfied.
Deductibles: For the individual plan, an annual deductible of $50 must be met before benefits can begin. For the family plan, an annual deductible of $150 aggregate must be met before benefits can begin.
Reimbursement: You and your covered dependents will receive reimbursement for dental services according to the following guidelines: Type A (preventive): 100%; Type B (basic): 80%; and Type C (major): 50%.
Coverage for your family: Spouse and dependent coverage is available. Dependents can be covered up to age 26.

Want more details? Download the AFSA Dental Insurance brochure.

Resources

Group Dental Insurance Brochure (includes rates)
Group Dental Insurance Enrollment Form

Coverage may not be available in all states. Please contact your plan administrator at 1-888-834-9024 for more information.

Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact your plan administrator at 1-888-834-9024 for costs and complete details.

Group insurance coverage is issued by Metropolitan Life Insurance Company, New York, NY 10166.

AFSA Plan Administrator
1200 E. Glen Ave.
Peoria Heights, IL 61616